How It Works

Follow the on screen prompts to obtain an Online Builder's Risk Insurance Proposal which will be emailed to you automatically as soon as the premium amount appears on screen.
Select the "Apply Now" button at any time to continue the purchase process by accessing our online Underwriting Questionnaire.
When you have completed the Underwriting Questionnaire, click on the "Submit" button at the bottom of the page to forward the information to BuildersRisk.net. You will receive an immediate confirmation that your submission was successful.
If your submission meets our underwriting guidelines for instant issue, you will be able to purchase the coverage immediately using Master Card, VISA or American Express.
Once we receive payment, the BuildersRisk.net system will provide a link that will enable you to download and store your policy and Certificate of Property Insurance on your computer. You will have the ability to print as many copies of your coverage documents as you may need.
If your submission does not meet Online Builder's Risk's underwriting guidelines for instant issue, we will confirm that your submission was successful and our underwriting specialists will email a tailored response to you within 24 hours Monday through Friday excluding holidays.
Your proposal will include the underwriter's name and contact information so you can ask questions and work with an underwriting specialist to purchase coverage.
We are available Monday through Friday from 8:00am until 5:00pm Eastern Time toll free at (877) 353-6664 to answer your questions, receive claim reports or assist you with any of your builder's risk insurance needs.