* { padding: 0; margin: 0; } /*global definition for padding and margin*/

html {
	height: 101%;
	background-color: #FFF;
}
body { font-size: 100%; min-height: 101%; background-color: #FFF; }

h1, h2, h3, h4, h5 { font: bold 100%/100% "Lucida Grande", arial, verdana, sans-serif; }
h1 {
	font-size: 1.5em;
	padding: 0 0 10px 0;
	color: #989514;
	font-weight: normal;
}
h2 {
	font-size: 1.3em;
	line-height: 100%;
	padding: 0 0 5px 0;
}
h3 {
	font-size: 0.9em;
	line-height: 100%;
	padding:  3px 5px 3px 5px;
	background-color: #CDCB87;
	vertical-align: middle;
}
h4 {
	font-size: 0.9em;
	line-height: 100%;
	padding: 0 0 5px 0;
}

hr { color: #352516; line-height: 1px;}

p, ol, ul, table, dl { font: normal .75em/150% "Lucida Grande", Arial, Verdana, sans-serif; padding: 0 0 15px 0; }

a, a:visited { color: #1F3D7B; text-decoration: none; }
a:hover { color: #1F3D7B; text-decoration: underline; }

dl { padding: 0 0 5px 10px; }
dt { font-weight: bold; }
dd { margin: 0 0 5px 0; }

ol { padding: 0 0 15px 15px; }
ol li { padding: 0; }

ul { padding: 0 0 15px 20px; }
ul li { padding: 0 0 5px 0; }

th { font-weight: bold; }
td { padding: 1px 0; }

.offerlist
{
	margin: 0px;
	padding-top: 0px;
	padding-bottom: 3px;
	font-size: 14px;
	font-weight: bold;
	font-family: "Lucida Grande", Arial, Verdana, sans-serif;
	list-style: none;
}

.offerlist ul
{
	padding: 0;
	font-size: 14px;
	font-weight: bold;
}
.offerlist ul li
{
	padding: 0;
	font-size: 14px;
	font-weight: bold;
	list-style: none;
}
img { border: none; }

.nopad table, td, tr
{
	padding: 0 0 0 0;	
	margin: 0 0 0 0;
	
}
.nopad td img 
{
	display: block;
}

#white_bar {
	width: 100%;
	height: 182px;
	background-color: #FFF;
	position: absolute;
	top: 0;
	left: 0;
	z-index: 50;
}
#white_band {
	height: 20px;
	width: 100%;
	background-color: #FFF;
	border-bottom: 1px solid #FFF;
	position: absolute;
	bottom: 0;
	left: 0;
	z-index: 50;
}

#wrapper {
	width: 100%;
	position: relative;
	z-index: 10;
	border-bottom: 1px solid #FFF;
	background: url(../images/bg_pattern.gif) repeat 0 0;
}

#popin
{
	margin: 0;
	padding: 0;
	background: url(../images/popin.gif) no-repeat 0 0;
	font-size: 20px;
}
#popin td
{
	font-size: 20px;
}
#brnet_hdr { height: 278px; position: relative; z-index: 1000; }
#brnet_hdr { background: url(../images/hdr_buildersnet.jpg) no-repeat 0 0; }

#logo { width: 334px; height: 159px; background: url(../images/hdr_buildersrisk_logo.gif) no-repeat 0 0; }
#logo a { display: block; width: 334px; height: 159px; }

#livechat { font-family: "Lucida Grande", arial, sans-serif; font-size: 14px; width: 350px; height: 159px; float:right; }
#livechat a { display: inline; width: 334px; height: 159px; }

#hiw { font-family: "Lucida Grande", arial, sans-serif; line-height: 100%; }
#hiw ol { margin: 6px 0 0 10px; padding: 0; }
#hiw ol li { padding: 5px 0; }

#nav { font-family: "Lucida Grande", arial, sans-serif; line-height: 100%; }
#nav ul { margin: 12px 0 0 22px; padding: 0; }
#nav ul li { list-style: none; background: url(../images/nav_bg.gif) no-repeat 0 100%; padding: 3px 0; }
#nav ul li.last { background: none; }
#nav ul li a {
	color: #D4E4ED;
	text-decoration: none;
	padding: 0 0 0 25px;
	background: url(../images/nav_inactive.gif) no-repeat 0 50%;
}
#nav ul li a:hover { color: #FFF; background: url(../images/nav_active.gif) no-repeat 0 50%; }
#nav ul li.current a { background: url(../images/nav_active.gif) no-repeat 0 50%; }
#nav ul li.lastcurrent { background: none; }
#nav ul li.lastcurrent a { background: url(../images/nav_active.gif) no-repeat 0 50%; }

#navquote { font-family: "Lucida Grande", arial, sans-serif; line-height: 100%; }
#navquote ul { margin: 12px 0 0 120px; padding: 0; }
#navquote ul li { list-style: none; background: url(../images/navquote_bg.gif) no-repeat 0 100%; padding: 3px 0; }
#navquote ul li.last { background: none; }
#navquote ul li a {
	color: #D4E4ED;
	text-decoration: none;
	padding: 0 0 0 18px;
}
#navquote ul li a:hover { color: #FFF; background: url(../images/nav_active.gif) no-repeat 5% 50%; }
#navquote ul li.current a { background: url(../images/nav_active.gif) no-repeat 0 50%; }

#navquoteh 
{ 	list-style: none; 
	position: relative; 
	background: url(../images/navquote_bg.gif) no-repeat 0 0; 
	float: left;
	width: 100%;
	padding: 3px 0; }
#navquoteh a {
	color: #D4E4ED;
	text-decoration: none;
	padding: 0 0 0 18px;
}
#navquoteh a:hover { color: #FFF; background: url(../images/nav_active.gif) no-repeat 5% 50%; }

#navquotei 
{ 	list-style: none;
	position: relative; 
	background: url(../images/navquote_bg.gif) no-repeat 55% 50%; 
	float: left;
	width: 100%;
	padding: 3px 0; }
	
#navquotei a {
	color: #D4E4ED;
	text-decoration: none;
	padding: 0 0 0 18px;
}
#navquotei a:hover { color: #FFF; background: url(../images/nav_active.gif) no-repeat 5% 50%; }

ul#navquoteh
{
padding: 0;
margin: 0;
list-style-type: none;
float: left;
width: 100%;
}

ul#navquoteh li { display: inline; }

ul#navquoteh li a
{
float: left;
width: 10em;
color: #fff;
background: url(../images/navquote_bg.gif) no-repeat 0 0;
padding: 0.2em 1em;
text-decoration: none;
border-right: 1px solid #fff;
}

ul#navquoteh li a:hover
{
background-color: #369;
color: #fff;
}


#content {
	width: 831px;
	margin: 0 auto;
	background-color: #E2E1B9;
	position: relative;
	z-index: 100;
	border-bottom: 1px solid #E2E1B9;
	margin-bottom: -1px;
	color: #3C2F1A;
}

#popupcontent {
	margin: 0 auto;
	background-color: #E2E1B9;
	position: relative;
	z-index: 100;
	border-bottom: 1px solid #E2E1B9;
	margin-bottom: -1px;
	color: #3C2F1A;
}

#col_left { width: 550px; float: left; }
#col_left .padding { padding: 32px 30px 0 20px; }

#col_full { width: 820px; float: left; }
#col_full .padding { padding: 16px 30px 0 20px; }

#col_right { width: 250px; padding: 0 0 0 5px; float: right; margin-top: 21px; }

#homeowners, #builders, #lenders { margin-bottom: 10px; height: 124px; }
#homeowners h1, #builders h1, #lenders h1 { font-size: 14px; padding: 16px 0 5px 10px; color: #3C2F1A; }
#homeowners p, #builders p, #lenders p {
	font: 11px/125% "Lucida Grande", arial, sans-serif;
	padding: 0px 12px 5px 10px;
	color: #3C2F1A;
}
#homeowners { background: url(../images/box_homeowners.gif) no-repeat 0 0; }
#builders { background: url(../images/box_builders.gif) no-repeat 0 0; }
#lenders { background: url(../images/box_lenders.gif) no-repeat 0 0; }

#quote_box { border: 1px solid #C4C7B7; background-color: #F5F6EA; padding: 15px 12px 10px 14px; margin-bottom: 10px; }
#quote_box p { padding: 0; font: .75em/150% "Lucida Grande", Arial, Verdana, sans-serif;}
#quote_box .quote { color: #3C2F1A; font: 0.9em/125% georgia, sans-serif; }
#quote_box .source { color: #3C2F1A; text-align: right; font-family: georgia, sans-serif; }
#quote_box ul
{
	margin: 0px;
	padding-top: 0px;
	padding-bottom: 0px;
	font-size: 14px;
	font-weight: bold;
	font-family: georgia, "Lucida Grande", Arial, Verdana, sans-serif;
	list-style: none;
}

#offer_box 
{ 
	border: 1px solid #C4C7B7; 
	background-color: #F5F6EA; 
	padding: 15px 12px 10px 14px; 
	margin-bottom: 10px; 
	font-size: 14px;
	font-weight: bold;
	font-family: Arial, "Lucida Grande", Arial, Verdana, sans-serif;
}
#offer_box li
{
	margin: 0px;
	padding-top: 3px;
	padding-bottom: 3px;
	font-size: 14px;
	font-weight: bold;
	list-style: none;
}
#offer_box ul
{
	padding-bottom: 0px;
}

#offer_box td
{
	margin: 0px;
	padding-top: 0px;
	padding-bottom: 3px;
	font-size: 14px;
	font-weight: bold;
	list-style: none;
}
#offer_box h3
{
	font-size: 15px;
	text-align: center;
}
/*
#offer_box p { padding: 0; font: 14px "Lucida Grande", Arial, Verdana, sans-serif;}
*/
#form_box { border: 1px solid #333333; background-color: #F5F6EA; padding: 10px 10px 10px 10px; margin-bottom: 10px; }
#form_box p { padding: 0; }
#form_box .quote { color: #3C2F1A; font: 0.9em/125% georgia, sans-serif; }
#form_box .source { color: #3C2F1A; text-align: right; font-family: georgia, sans-serif; }

#form_box2 { font-size: 20px; width: 500px; border: 1px solid #333333; background-color: #F5F6EA; padding: 10px 10px 10px 10px; margin-bottom: 10px; }
#form_box2 p { padding: 0; }
#form_box2 .quote { color: #3C2F1A; font: 0.9em/125% georgia, sans-serif; }
#form_box2 .source { color: #3C2F1A; text-align: right; font-family: georgia, sans-serif; }

#faq_q { font: 0.9em/125% "Lucida Grande", arial, sans-serif; font-weight: bold; padding: 12px 0 0 0;}
#faq_a { font: 12px/125% "Lucida Grande", arial, sans-serif;}

#google_map { width: 200px; height: 200px; float: right; }

#footer { background-color: #FFF; width: 100%; position: relative; z-index:101; }
#footer .padding { width: 831px; margin: 0 auto; }
#footer ul { padding: 15px 0 0 15px; margin: 0; font-size: 10px; }
#footer ul li { float: left; border-right: 1px solid #9E9A16; padding: 0 5px; list-style: none; line-height: 100%; }
#footer ul li.last { border: none; }
#footer ul li a { color: #9E9A16; }
#footer ul li a:hover { text-decoration: underline; }
#footer p { font-size: 10px; padding: 5px 0 10px 20px; }
#footer a { color: #000; }
#footer a:hover { text-decoration: underline; }

/*******************************************************
					UNIVERSAL CLASSES
*******************************************************/
.clear { clear: both; }
.hide { display: none; }

.spacer { float: right; }
.small { font-size: 0.7em; line-height: 125%; }
.formfield { width: 300px; font-size: 14px; line-height: 150%; border: 1px solid #3C2F1A; }
.button { BORDER-RIGHT: black 1px solid;
    BORDER-TOP: black 1px solid;
    BORDER-LEFT: black 1px solid;
    BORDER-BOTTOM: black 1px solid;
    background-color: silver;
    FONT-FAMILY: Verdana, Tahoma, Arial;
}
.inpfld { BORDER-RIGHT: black 1px solid;
    BORDER-TOP: black 1px solid;
    BORDER-LEFT: black 1px solid;
    BORDER-BOTTOM: black 1px solid;
    background-color: whitesmoke;
    FONT-FAMILY: Verdana, Tahoma, Arial;
}

.paddedradio
{
	margin-left: 10px;
}